First: - Credit Worthiness Query:
It is an inquiry on the credit worthiness of the borrower (Mortgage
Finance applicant), in which the Group:
1- Confirm the validity of data stated in the finance application at
the applicant place of resident and work.
2- Verify the applicant reputation, and ability and willingness to
1- Confirm no disputes or judicial claims have been raised
concerning the applicant.
2- Verify the applicant reputation in his work place.
Second: - Query on the property legal and financial status:
Full property Inspection with a report which is made in both written
document and photos.
2- Review issued decisions from local councils and districts
concerning this property.
3- Check the property file in the real estate registration office
and review if there are any applications or registration submitted
4- Check whether the property is burdened with financials or legal
5- Check the cases rose before courts located at the applicant's
residence and property place concerning the property and the current
status of those cases at the time of application.
6-Estimated value of the property according to prevailing rate at
the property's geographic area
Third: Property Registration:
1- Submit requests for identifying cadastral data.
2- Conduct on-sight inspection by a cadastral engineer.
3- Follow-up technical reviews.
4- Draft the project contract and follow-up till its documentation.
5- Confirm registration
6-Acquiring the document registered in the real estate registration
Fourth: Corporate Mortgage Finance corporations:
The group proceeds all corporation procedures needed for Mortgage
Finance corporation, obtain needed licenses & approvals to start
working in Egypt.
The Group also assists in establishing Mortgage Finance departments
in banks, preparing internal models and applications, and
identifying process of work therein.
Fifth: - Registration of Mortgages:
The group provides all works needed for registration of mortgages as
collateral for financing loan in case of purchasing, construction,
or renovating the property at the real estate registration office
located in the property district, based on the mortgage contract
concluded with the applicant.
Collecting the monthly installments from borrowers – finance
applicant- for a certain and determined percentage as agreed with
the finance institution, in this regard the lender provides debt
documents –installments bonds- such as (check- bill of exchange -
promissory note – or any other debt verification) on behalf of the
lender with an authorization for the Group to collect it.
Seventh: Query on mortgage loan prequalification :
This query is for free in which the group offers the applicant
statement of loan prequalification required to purchase (apartment –
land – store…etc) after submitting a statement about his work,
average income, and social status. After primary checking of data &
documents requested the group shall provide the loan applicant with
the results and whether he deserve the loan or not, the maximum loan
amount, payment period, and the amount of his monthly salary
pay-cut, as well as the documents required for loan request.
Eighth: Procedures for obtaining a mortgage loan:
Soon… for more information call us or submit the form
Ninth: Services of mortgage broker & appraisal:
The group provides all broker and appraisal services you need for a
cheap price through cooperation protocols with certified brokers and
Tenth: In house training:-
The group provides specialized training courses in all mortgage
finance aspects for companies, institutions, and organizations
interested in mortgage finance and procedures thereof. By mortgage
To request a service fill the form